We watch P2P volumes closely. Here’s why you should too.
Successful P2P investment sites need volumes P2P sites have big fixed costs. They have to pay for a minimum number of staff. Developers, a finance team, compliance, customer service and …
Are you investing ‘dumb money’?
Lending to businesses is complex. Investors need skill, knowledge and some luck Unsecured business loans are the most difficult P2P loans to analyse. Why? To do it properly, you need …
7 signs a lender might be heading for disaster
P2P lenders can fail – here’s what to look out for Over the last 18 months there have been two notable failures by P2P lenders in Europe. Eurocent, a Polish …
Brexit is coming. 4 British property insiders give us their tips on how to avoid losses
Many British P2P loans are secured by UK real estate. How should investors create a defensive portfolio? The UK will soon leave the EU. Over the coming months there will …
P2P investments have 3 key risks – here’s what to focus on
One of the attractive things about P2P investing is the wide range of investments available. This variety is fantastic, but it can make it difficult for investors to assess what risks …
Fake and scam P2P investment sites – 10 things to look out for
A reader recently asked us for our views on a new P2P investment site they had discovered. They had visited the site after clicking on a Facebook advertisement offering high …
Loans we hate – the 5 types of P2P loans we try to avoid, and you should too
Here at Explore P2P we regularly highlight loans that we think have interesting return profiles for P2P investors. Loans that have strong interest rates, and low risk of loss if …
Who are the most solid lenders on Mintos? Our Mintos lender ratings
Last updated – 2 October 2019 Mintos lenders can default or close down – it has happened before In 2017, Mintos lender Eurocent failed, and defaulted on its Mintos ‘buyback guarantee’ commitments. …
Rebuilding Society are champions at Twitter. If only they could find people to lend to
It’s probably not a good sign when your social media staff are the busiest people in the office Rebuilding Society (RS) are very good and prolific at social media. …
How much profit is each British peer to peer lender making?
We’ve reviewed the profits of 28 peer to peer lenders Earlier this year we analysed the most recent financial statements of 28 important British P2P firms. We wanted to see …
How much equity does each British P2P platform have?
We’ve reviewed the financial statements of 28 British P2P firms Earlier this year we analysed the most recent financial statements provided to Companies House by 28 of the most important …
Mintos lender Eurocent at risk of insolvency – what happens next?
What has happened? Polish lender Eurocent SA applied for a debt restructuring on Thursday 6th July. If this is unsuccesful, it stated that an insolvency and liquidation would take place. …
Why we are getting nervous about Twino
Our experience with Twino has been good until now…. Interest rates were good during 2016 – often 12% or higher. It was possible to invest with a sterling account. Twino …
5 ways to analyse real estate like a pro
The ability to analyse real estate collateral and avoid higher risk assets is a valuable skill for P2P investors. Many peer to peer loans are secured by real estate collateral. The …
How buybacks and provision funds could save you thousands
Buyback guarantees and provision funds – P2P’s get out of jail free cards Buyback guarantees and provision funds can be thought of as a type of insurance that covers …