Russia/Ukraine – which P2P investments are most at risk?
The conflict between Russia and Ukraine has created huge financial disruptions that may persist for a long time The Russian invasion of Ukraine has led to considerable death and destruction …
How much money will Mintos investors lose? We take a look
Mintos have disclosed how much they expect investors to lose on defaulted loans Mintos recently hosted another ‘ask me anything’ event hosted by Dmitry Amelin, their Debt Collection Manager, and …
Defaulted Mintos loans – how much will investors get back?
Updated: 4 November Mintos have disclosed how much they expect investors to lose on defaulted loans Mintos recently hosted an ‘ask me anything’ event with Dmitry Amelin, their Debt Collection …
Some P2P loans make no sense. Here’s why
Some loans go beyond being just ‘higher risk’ One noticeable aspect of the Kuetzal and Envestio P2P scams was that some investors were willing to buy almost any loan, as …
9 signs that a loan originator can survive COVID-19
Most industries have been badly impacted by COVID-19, and this includes the lending businesses that P2P investors help to fund. Several loan originators have defaulted, some are winding down, and …
COVID crisis – 5 ways it has changed P2P, and 5 big unknowns
We’ve had 2 months of COVID disruption. Here’s what is now clear It has now been around 2 months since most countries started to ‘lockdown’ in response to COVID-19. Since …
Coronavirus – how to build a solid P2P portfolio that minimises risks
How will Coronavirus impact P2P investors? We have just experienced an extremely turbulent week in financial markets. Equities fell 7% one day, 10% another, and then US stocks rallied almost …
Here’s our P2P Country Risk Ratings
Latest update: 30 September 2020 What is country risk? Why does it matter? Country risk refers to the conditions that exist in a country that could lead to losses for …
Envestio has vanished
What is the situation with Envestio? We have never given Estonian P2P site Envestio any coverage on this site, but we feel that today’s events are important and necessary to …
P2P investing can be risky. Here’s 10 simple ways to avoid losses
It is the perfect time to review your portfolio It’s a new year. That’s always a good time to reassess everything in life. That is often diet, exercise and relationships. …
More questions emerge about Kuetzal
A meeting was held with the Kuetzal CEO this week. It didn’t go well Following our recent article about the Alborg Petrol case, and further concerns raised by the blog …
Mintos lenders are defaulting – here’s 5 things you should know
What’s going on at Mintos right now? Mintos has announced that it is issuing a notice of default against one of its lenders – Rapido. The background to this is …
British site FundingSecure has closed down. We are not surprised – here’s why
FundingSecure has gone into administration British P2P investment site FundingSecure has gone into administration. This means that it has been declared insolvent and will likely cease lending operations. This announcement …
We watch P2P volumes closely. Here’s why you should too.
Successful P2P investment sites need volumes P2P sites have big fixed costs. They have to pay for a minimum number of staff. Developers, a finance team, compliance, customer service and …
Are you investing ‘dumb money’?
Lending to businesses is complex. Investors need skill, knowledge and some luck Unsecured business loans are the most difficult P2P loans to analyse. Why? To do it properly, you need …
7 signs a lender might be heading for disaster
P2P lenders can fail – here’s what to look out for Over the last 18 months there have been two notable failures by P2P lenders in Europe. Eurocent, a Polish …
Brexit is coming. 4 British property insiders give us their tips on how to avoid losses
Many British P2P loans are secured by UK real estate. How should investors create a defensive portfolio? The UK will soon leave the EU. Over the coming months there will …
P2P investments have 3 key risks – here’s what to focus on
One of the attractive things about P2P investing is the wide range of investments available. This variety is fantastic, but it can make it difficult for investors to assess what risks …
Fake and scam P2P investment sites – 10 things to look out for
A reader recently asked us for our views on a new P2P investment site they had discovered. They had visited the site after clicking on a Facebook advertisement offering high …
Loans we hate – the 5 types of P2P loans we try to avoid, and you should too
Here at Explore P2P we regularly highlight loans that we think have interesting return profiles for P2P investors. Loans that have strong interest rates, and low risk of loss if …