European economies face many issues. What are the growing risks for investors? Economic conditions have become much less stable over the last few years. After a long period of stability, …
Mintos launched regulated ‘notes’ on 25th May Mintos has finally launched its notes program. Notes will be the new way that Mintos structures all new investments from 1 July 2022. …
The conflict between Russia and Ukraine has created huge financial disruptions that may persist for a long time The Russian invasion of Ukraine has led to considerable death and destruction …
Mintos have disclosed how much they expect investors to lose on defaulted loans Mintos recently hosted another ‘ask me anything’ event hosted by Dmitry Amelin, their Debt Collection Manager, and …
Updated: 4 November Mintos have disclosed how much they expect investors to lose on defaulted loans Mintos recently hosted an ‘ask me anything’ event with Dmitry Amelin, their Debt Collection …
Some loans go beyond being just ‘higher risk’ One noticeable aspect of the Kuetzal and Envestio P2P scams was that some investors were willing to buy almost any loan, as …
Most industries have been badly impacted by COVID-19, and this includes the lending businesses that P2P investors help to fund. Several loan originators have defaulted, some are winding down, and …
We’ve had 2 months of COVID disruption. Here’s what is now clear It has now been around 2 months since most countries started to ‘lockdown’ in response to COVID-19. Since …
How will Coronavirus impact P2P investors? We have just experienced an extremely turbulent week in financial markets. Equities fell 7% one day, 10% another, and then US stocks rallied almost …
Latest update: 30 September 2020 What is country risk? Why does it matter? Country risk refers to the conditions that exist in a country that could lead to losses for …
What is the situation with Envestio? We have never given Estonian P2P site Envestio any coverage on this site, but we feel that today’s events are important and necessary to …
It is the perfect time to review your portfolio It’s a new year. That’s always a good time to reassess everything in life. That is often diet, exercise and relationships. …
A meeting was held with the Kuetzal CEO this week. It didn’t go well Following our recent article about the Alborg Petrol case, and further concerns raised by the blog …
What’s going on at Mintos right now? Mintos has announced that it is issuing a notice of default against one of its lenders – Rapido. The background to this is …
FundingSecure has gone into administration British P2P investment site FundingSecure has gone into administration. This means that it has been declared insolvent and will likely cease lending operations. This announcement …
Successful P2P investment sites need volumes P2P sites have big fixed costs. They have to pay for a minimum number of staff. Developers, a finance team, compliance, customer service and …
Lending to businesses is complex. Investors need skill, knowledge and some luck Unsecured business loans are the most difficult P2P loans to analyse. Why? To do it properly, you need …
P2P lenders can fail – here’s what to look out for Over the last 18 months there have been two notable failures by P2P lenders in Europe. Eurocent, a Polish …
Many British P2P loans are secured by UK real estate. How should investors create a defensive portfolio? The UK will soon leave the EU. Over the coming months there will …
One of the attractive things about P2P investing is the wide range of investments available. This variety is fantastic, but it can make it difficult for investors to assess what risks …
