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Category: Risk management

Recovery
Industry analysis / Risk management

Defaulted Mintos loans – how much will investors get back?

Updated: 4 November Mintos have disclosed how much they expect investors to lose on defaulted loans Mintos recently hosted an ‘ask me anything’ event with Dmitry Amelin, their Debt Collection …

High risk lending
Industry analysis / Risk management

Some P2P loans make no sense. Here’s why

Some loans go beyond being just ‘higher risk’ One noticeable aspect of the Kuetzal and Envestio P2P scams was that some investors were willing to buy almost any loan, as …

Advanced investors / COVID-19 / Risk management

9 signs that a loan originator can survive COVID-19

Most industries have been badly impacted by COVID-19, and this includes the lending businesses that P2P investors help to fund.  Several loan originators have defaulted, some are winding down, and …

COVID-19 / Macro analysis / Risk management

COVID crisis – 5 ways it has changed P2P, and 5 big unknowns

We’ve had 2 months of COVID disruption. Here’s what is now clear It has now been around 2 months since most countries started to ‘lockdown’ in response to COVID-19. Since …

coronavirus p2p
Asset allocation / Macro analysis / Risk management

Coronavirus – how to build a solid P2P portfolio that minimises risks

How will Coronavirus impact P2P investors? We have just experienced an extremely turbulent week in financial markets. Equities fell 7% one day, 10% another, and then US stocks rallied almost …

P2P country risk
Asset allocation / Country risk / Risk management

Here’s our P2P Country Risk Ratings

Latest update: 30 September 2020 What is country risk? Why does it matter? Country risk refers to the conditions that exist in a country that could lead to losses for …

Envestio dream girl
Failures / P2P investing news / Risk management

Envestio has vanished

What is the situation with Envestio? We have never given Estonian P2P site Envestio any coverage on this site, but we feel that today’s events are important and necessary to …

Advanced investors / Asset allocation / Risk management

P2P investing can be risky. Here’s 10 simple ways to avoid losses

It is the perfect time to review your portfolio It’s a new year. That’s always a good time to reassess everything in life. That is often diet, exercise and relationships. …

Kuetzal
Platforms / Risk management

More questions emerge about Kuetzal

A meeting was held with the Kuetzal CEO this week. It didn’t go well Following our recent article about the Alborg Petrol case, and further concerns raised by the blog …

Mintos defaults
Risk management / Uncategorized

Mintos lenders are defaulting – here’s 5 things you should know

What’s going on at Mintos right now? Mintos has announced that it is issuing a notice of default against one of its lenders – Rapido. The background to this is …

FundingSecure crash
Risk management

British site FundingSecure has closed down. We are not surprised – here’s why

FundingSecure has gone into administration British P2P investment site FundingSecure has gone into administration. This means that it has been declared insolvent and will likely cease lending operations. This announcement …

P2P lending volumes
Advanced investors / Risk management

We watch P2P volumes closely. Here’s why you should too.

Successful P2P investment sites need volumes P2P sites have big fixed costs. They have to pay for a minimum number of staff. Developers, a finance team, compliance, customer service and …

Financial disclosures / Help for new investors / Risk management

Are you investing ‘dumb money’?

Lending to businesses is complex. Investors need skill, knowledge and some luck Unsecured business loans are the most difficult P2P loans to analyse. Why? To do it properly, you need …

Failure
Asset allocation / Industry analysis / Risk management

7 signs a lender might be heading for disaster

P2P lenders can fail – here’s what to look out for Over the last 18 months there have been two notable failures by P2P lenders in Europe. Eurocent, a Polish …

Advanced investors / Asset allocation / Macro analysis / Risk management

Brexit is coming. 4 British property insiders give us their tips on how to avoid losses

Many British P2P loans are secured by UK real estate. How should investors create a defensive portfolio? The UK will soon leave the EU.  Over the coming months there will …

Boosting returns / Help for new investors / Risk management

P2P investments have 3 key risks – here’s what to focus on

One of the attractive things about P2P investing is the wide range of investments available. This variety is fantastic, but it can make it difficult for investors to assess what risks …

Risk management

Fake and scam P2P investment sites – 10 things to look out for

A reader recently asked us for our views on a new P2P investment site they had discovered. They had visited the site after clicking on a Facebook advertisement offering high …

Asset allocation / Loans we hate / Risk management

Loans we hate – the 5 types of P2P loans we try to avoid, and you should too

Here at Explore P2P we regularly highlight loans that we think have interesting return profiles for P2P investors. Loans that have  strong interest rates, and low risk of loss if …

P2P ratings
Asset allocation / Financial disclosures / Platforms / Risk management

Who are the most solid lenders on Mintos? Our Mintos lender ratings

Last updated – 22 January 2021 Mintos lenders can default or close down – choosing the best lenders is important In 2017, Mintos lender Eurocent failed, and defaulted on its …

Twitter logo
Platforms / Risk management / UK site reviews

Rebuilding Society are champions at Twitter. If only they could find people to lend to

  It’s probably not a good sign when your social media staff are the busiest people in the office Rebuilding Society (RS) are very good and prolific at social media. …

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