Skip to content
Explore P2P logo
Menu
  • Bonus offers
  • Compare sites
  • Reviews
  • Tips
  • Loan originator ratings
  • News & insights

Category: Risk management

financial crisis
Asset allocation / Macro analysis / Risk management

Times are tough. Here’s how to manage the risks and find resilient investments

European economies face many issues. What are the growing risks for investors? Economic conditions have become much less stable over the last few years. After a long period of stability, …

Mintos changes
P2P investing news / Platforms / Regulation / Risk management

Mintos is now offering regulated investments. Here are the key changes, and 4 big downsides for investors

Mintos launched regulated ‘notes’ on 25th May Mintos has finally launched its notes program. Notes will be the new way that Mintos structures all new investments from 1 July 2022. …

Russia Ukraine
Country risk / Industry analysis / P2P investing news / Risk management

Russia/Ukraine – which P2P investments are most at risk?

The conflict between Russia and Ukraine has created huge financial disruptions that may persist for a long time The Russian invasion of Ukraine has led to considerable death and destruction …

Industry analysis / Risk management

How much money will Mintos investors lose? We take a look

Mintos have disclosed how much they expect investors to lose on defaulted loans Mintos recently hosted another ‘ask me anything’ event hosted by Dmitry Amelin, their Debt Collection Manager, and …

Recovery
Industry analysis / Risk management

Defaulted Mintos loans – how much will investors get back?

Updated: 4 November Mintos have disclosed how much they expect investors to lose on defaulted loans Mintos recently hosted an ‘ask me anything’ event with Dmitry Amelin, their Debt Collection …

High risk lending
Industry analysis / Risk management

Some P2P loans make no sense. Here’s why

Some loans go beyond being just ‘higher risk’ One noticeable aspect of the Kuetzal and Envestio P2P scams was that some investors were willing to buy almost any loan, as …

Advanced investors / COVID-19 / Risk management

9 signs that a loan originator can survive COVID-19

Most industries have been badly impacted by COVID-19, and this includes the lending businesses that P2P investors help to fund.  Several loan originators have defaulted, some are winding down, and …

COVID-19 / Macro analysis / Risk management

COVID crisis – 5 ways it has changed P2P, and 5 big unknowns

We’ve had 2 months of COVID disruption. Here’s what is now clear It has now been around 2 months since most countries started to ‘lockdown’ in response to COVID-19. Since …

coronavirus p2p
Asset allocation / Macro analysis / Risk management

Coronavirus – how to build a solid P2P portfolio that minimises risks

How will Coronavirus impact P2P investors? We have just experienced an extremely turbulent week in financial markets. Equities fell 7% one day, 10% another, and then US stocks rallied almost …

P2P country risk
Asset allocation / Country risk / Risk management

Here’s our P2P Country Risk Ratings

Latest update: 13 February 2023 What is country risk? Why does it matter? Country risk refers to the conditions that exist in a country that could lead to losses for …

Envestio dream girl
Failures / P2P investing news / Risk management

Envestio has vanished

What is the situation with Envestio? We have never given Estonian P2P site Envestio any coverage on this site, but we feel that today’s events are important and necessary to …

Advanced investors / Asset allocation / Risk management

P2P investing can be risky. Here’s 10 simple ways to avoid losses

It is the perfect time to review your portfolio It’s a new year. That’s always a good time to reassess everything in life. That is often diet, exercise and relationships. …

Kuetzal
Platforms / Risk management

More questions emerge about Kuetzal

A meeting was held with the Kuetzal CEO this week. It didn’t go well Following our recent article about the Alborg Petrol case, and further concerns raised by the blog …

Mintos defaults
Risk management / Uncategorized

Mintos lenders are defaulting – here’s 5 things you should know

What’s going on at Mintos right now? Mintos has announced that it is issuing a notice of default against one of its lenders – Rapido. The background to this is …

FundingSecure crash
Risk management

British site FundingSecure has closed down. We are not surprised – here’s why

FundingSecure has gone into administration British P2P investment site FundingSecure has gone into administration. This means that it has been declared insolvent and will likely cease lending operations. This announcement …

P2P lending volumes
Advanced investors / Risk management

We watch P2P volumes closely. Here’s why you should too.

Successful P2P investment sites need volumes P2P sites have big fixed costs. They have to pay for a minimum number of staff. Developers, a finance team, compliance, customer service and …

Financial disclosures / Help for new investors / Risk management

Are you investing ‘dumb money’?

Lending to businesses is complex. Investors need skill, knowledge and some luck Unsecured business loans are the most difficult P2P loans to analyse. Why? To do it properly, you need …

Failure
Asset allocation / Industry analysis / Risk management

7 signs a lender might be heading for disaster

P2P lenders can fail – here’s what to look out for Over the last 18 months there have been two notable failures by P2P lenders in Europe. Eurocent, a Polish …

Advanced investors / Asset allocation / Macro analysis / Risk management

Brexit is coming. 4 British property insiders give us their tips on how to avoid losses

Many British P2P loans are secured by UK real estate. How should investors create a defensive portfolio? The UK will soon leave the EU.  Over the coming months there will …

Boosting returns / Help for new investors / Risk management

P2P investments have 3 key risks – here’s what to focus on

One of the attractive things about P2P investing is the wide range of investments available. This variety is fantastic, but it can make it difficult for investors to assess what risks …

Posts navigation

Older posts
Join our Newsletter
Copyright © 2025 Explore P2P – OnePress theme by FameThemes