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Our Top 10 P2P sites right now
Our Top 10 considers multiple factors including returns, risk, track record, deal-flow, reputation, and investor experience. Our list favours platforms offering high returns secured by real estate, and others who offer liquid, low risk products that offer a good alternative to bank deposits.
| Site | Loan types | Location | Typical rates | Our view | Bonuses available | Learn more |
|---|---|---|---|---|---|---|
 | Bridge loans | UK | 9-12% | Bridgecrowd is currently one of the best P2P sites available. Loans are secured and offer high returns, and the team have a good lending track record. £5,000 minimum investment | £100 | Our review |
 | Mortgages, auto, personal loans, invoices, agriculture | Europe | 9-13% | Mintos is the largest and most popular European P2P site. Offers loans from more than 60 lenders. An excellent site but it is important to select the best lenders. Check out our Mintos lender ratings | Our review | |
 | Bridge and developer loans | Europe | 10-12% | Estateguru is a successful European site that offers investors secured loans and good returns. We particularly like the bridge loans. One of the few places to find secured P2P loans for European investors | 0.5% | Our review |
 | Personal loans | Europe | 12% | Peerberry now offers loans from multiple lenders. Rates are usually around 12%, and most loans have buyback guarantees. The site is easy to use and has a great design. | Our review | |
 | Bridge and developer loans | UK | 5-7% | Kuflink offers British loans secured on commercial and residential real estate. Rates are typically 6-7%, and LTV's are conservative. Good track record so far, and Kuflink also provides some loss protection. | £50+ | Our review |
 | Personal loans | Europe | 14% | Lendermarket is a new site that has been setup by Creditstar. Creditstar has been one of our highest rated lenders on Mintos for a long time. Rates are 12% which we think is very good relative to the quality of the lending group providing the buyback guarantee. | 2% | Visit Lendermarket |
 | 'Super senior' loans secured on real estate | UK | 4-5% | We like Loanpad because it provides a combination of low risk, and fast access to funds if needed. Their rates are lower than can be found elsewhere but Loanpad's products will suit many investors | £50+ | Our interview with CEO |
 | Secured SME loans | UK | 4-15% | Assetz Capital is a well run platform with lots of liquidity and product choices. Investors can choose from simple products or they can select from a wide variety of individual loans with different returns and risk profiles | £50 | Visit Assetz |
 | Bridge and developer loans | Baltics | 12-16% | Bulkestate offers a very interesting combination of loans secured with real estate, and high interest rates. They started with only a limited deal flow, but that has started to grow recently. A good lending track record so far, this site is growing in popularity. | Visit Bulkestate | |
 | Personal loans | Europe | 12-14% | Robo.cash is a fairly small site but it offers market leading returns for loans with buyback guarantees and is backed by a profitable lending group | Our interview with CEO |
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