P2P investments for institutions and high net worth investors

P2P investments for institutions and HNW investors

The platforms listed below provide P2P investments for institutions and high net worth individuals. Some platforms, such as Bridgecrowd, have large minimum investments per loan. In return, investors can get access to superior returns than offered by funds catering to smaller investors. Some platforms are listed due to the substantial volumes of loans that they manage, making it easier to invest and sell large amounts quickly.

Loan types	Location	Typical rates	Our view	Bonuses available	Learn more
Bridge loans	UK	12%	Somo (formerly called Bridgecrowd) is focused on attracting funds from investors with larger sums to invest, with a minimum investment of £5,000 per loan. We think the combination of high interest rates, good lending track record, and secured loans makes it a very good option for investors who can meet the minimum investment levels	£100	Our review
Bridge and development loans	UK	8-12%	Blend Network's typical investors are high net worth individuals and family offices. They like Blend because it is possible to invest large sums, and the returns are very good relative to risk. All loans are secured on British real estate.	1%	Our review
Loans secured on property and other high value items	UK	6-15%	HNW Lending investors have large sums available to invest. They will be 'High Net Worth'. The minimum investment is £10k per loan (or £5k if investing through their IFISA product). But if this sounds like you they are an interesting option. A strong lending track record since 2013, typical rates of 10%+, and a management team that not only co-invests but also provides 'first loss' protection. All loans are secured		Visit HNW Lending
Mezzanine development loans	UK	10-16%	CapitalStackers offers mezzanine development loans secured on British real estate projects. LTVs are typically 60-75%. CapitalStackers is designed for higher net worth investors who can invest at least £5k in each loan. Good track record so far		Visit CapitalStackers
Mortgages, auto, personal loans, invoices, agriculture	Europe	9-14%	Mintos is the largest and most popular European P2P site, and offers loans from more than 35 lenders. There is always a high level of loan availability on both the primary and secondary loan markets, making it a good option for European investors with large sums to invest. Mintos is an excellent site but it is important to select the best lenders. Check out our Mintos lender ratings		Our review
Development, finance, bridge loans	Europe	10-12%	Estateguru is a successful European site that offers investors secured loans and good returns. We particularly like the bridge loans. One of the few places to find secured P2P loans for European investors	0.5%	Our review
Bridge loans	UK	5-7%	Kuflink provides low LTV loans and loss protection to investors equivalent to 5% of the loan amount, making it a good option for investors looking for lower risk investments. Deal flow has been increasing, making it possible to invest larger amounts across several loans	£100	Read review
Development loans	UK	8%	CrowdProperty provides finance to smaller British developers. The team have built a very good lending track record so far, based on having strong real estate expertise. Growing strongly		Our interview with CEO
Development loans	UK	8-12%	Capitalrise is a high quality site that focuses on funding developments in 'super-prime' areas, such as West London. Interest rates are relatively high, and the track record has been good so far. Loan sizes are large, making it easy to invest large sums.		Visit Capitalrise
Business secured	UK	6%	Folk2Folk has a very niche business model. It requires a minimum investment of £20,000 per loan, and is focused on lending in the region of Cornwall, England. Rates are not particularly high and we don't really see the attraction for 99% of P2P investors. However, they have been doing quite high lending volumes this year		Visit Folk2Folk