Compare P2P personal loans

The platforms below offer P2P personal loans in the UK. The returns available are generally not high, however that is because most products are structured in a way that losses from defaults are pooled across all or many investors, reducing the risks. Some platforms also offer protection funds which also reduce risks further, and the ability to sell loans quickly. This profile means that many investors use these platforms as an alternative to cash deposits, with a pickup in yield. 

British flag UK flag

British P2P personal loans

PlatformPrimary loan typesTypical ratesSecondary market?Minimum investmentSign up bonuses?We think....
Zopa Personal loans3.7-4.5%Yes 1,000NoClosed to new investors currently. That's OK, there are much better options available
Lending WorksPersonal loans with protection fund4-5%Yes10NoSimilar to Zopa, with slightly higher rates. Small but growing
The Money PlatformShort-term personal loans100%+No250NoRecent startup, very small currently. High risk/reward
RatesetterPersonal loans with protection fund3.3-6%Yes1£100Read review

You may also be interested in....

Our legal page contains disclosures and the full terms and conditions of the use of the ExploreP2P site.